Effective 1 March 2016

Personal Loan Interest Rates

LoanVariable Rate (p.a.)Comparison Rate (p.a.)#
Personal Loans (Secured - car, motorcycles, boats, caravans & Campervans)
New vehicle (up to 2 years) 7.95% 8.93%
Used vehicle (2 to 7 years) 9.99% 10.96%
Used vehicle (7+ years) 12.99% 13.86%
Personal Loans (Unsecured)
General Purpose Loan 12.99% 13.86%
Personal Loans (Secured by Residential Real Estate*)
Secured Personal Loan 7.69% 8.67%

Credit Card Interest Rates

VISA Credit CardVariable Rate (p.a.)
Purchases 12.99%
Cash Advances 19.99%

Things you need to know:

Terms and conditions including fees and charges apply. Full details of all the relevant fees and charges, interest rates and terms and conditions are available on application. Interest rates are subject to change without notice and should be verified with your local branch.

Applications are subject to B&E's credit assessment criteria.

Minimum loan amount $3,000.

*Available to B&E home loan clients.

#The comparison rates are calculated on the basis of a loan of $30,000 over a term of 5 years.

WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate, but may influence the cost of the loan.

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