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Things you need to know:

Home & Contents Insurance, Motor Vehicle Insurance, Boat Insurance, Caravan Insurance and Landlords Insurance are issued by CGU Insurance Limited ABN 27 004 478 371 AFSL 238291 (CGU). In offering these products, B&E acts under its own Australian Financial Services Licence and under an agreement with the insurers, CGU. This is general information only and does not take into account your individual objectives, financial situation or needs ('your personal circumstances'). In arranging this insurance B&E Limited acts as an intermediary for CGU, not as your agent. B&E Limited does not guarantee any claim or benefit payable under the insurance policy. We receive commission on insurance products details can be found in our Financial Services Guide (FSG). Before making decisions about any of these insurance products you should consider the appropriateness of the information having regard to your circumstances and the applicable Product Disclosure Statement (PDS), which is available at any B&E branch, by calling 1300 306 716 or visiting B&E Ltd ABN 32 087 652 088 AFSL & ACL No. 236870.

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