Loan Type | Fixed Rate (p.a.) | Variable Rate (p.a.) | Comparison Rate (p.a.)# | ||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|

FLEXIDISCOUNT HOME LOAN | |||||||||||||||||||

Discounted Variable LVR ≤80%+* | ($100k+) | - | 4.09% | 4.23% | |||||||||||||||

Standard Variable LVR ≤80% | - | 5.12% | 5.25% | ||||||||||||||||

1 year fixed LVR ≤80% | 4.19% | - | 5.16% | ||||||||||||||||

2 years fixed LVR ≤80% | 4.19% | - | 5.08% | ||||||||||||||||

3 years fixed LVR ≤80% | 4.39% | - | 5.05% | ||||||||||||||||

4-5 years fixed LVR ≤80% | On application | - | On application | ||||||||||||||||

Discounted Variable LVR >80% ≤90 | - | 5.12% | 5.25% | ||||||||||||||||

1 year fixed LVR >80% ≤90% | 4.59% | - | 5.20% | ||||||||||||||||

2 years fixed LVR >80% ≤90% | 4.59% | - | 5.15% | ||||||||||||||||

3 years fixed LVR >80% ≤90% | 4.79% | - | 5.16% | ||||||||||||||||

4-5 years fixed LVR >80% ≤90% | On application | - | On application | ||||||||||||||||

Discounted Variable LVR >90% | - | 5.12% | 5.27% | ||||||||||||||||

1 year fixed LVR >90% | 4.59% | - | 5.22% | ||||||||||||||||

2 years fixed LVR >90% | 4.59% | - | 5.17% | ||||||||||||||||

3 years fixed LVR >90% | 4.79% | - | 5.18% | ||||||||||||||||

4-5 years fixed LVR >90% | On application | - | On application | ||||||||||||||||

TOPLINE HOME LOAN | |||||||||||||||||||

LVR ≤90%^ ($100k+) | ($100k+) | - | 4.29% | 4.31% | |||||||||||||||

LVR >90%^ ($100k+) | ($100k+) | - | 4.79% | 4.83% | |||||||||||||||

FLEXICHOICE HOME LOAN | |||||||||||||||||||

Standard Variable LVR ≤80% | - | 5.22% | 5.35% | ||||||||||||||||

1 year fixed LVR ≤80% | 4.29% | - | 5.26% | ||||||||||||||||

2 years fixed LVR ≤80% | 4.29% | - | 5.18% | ||||||||||||||||

3 years fixed LVR ≤80% | 4.49% | - | 5.15% | ||||||||||||||||

4-5 years fixed LVR ≤80% | On application | - | On application | ||||||||||||||||

Standard Variable LVR >80% ≤90% | - | 5.22% | 5.35% | ||||||||||||||||

1 year fixed LVR >80% ≤90% | 4.69% | - | 5.30% | ||||||||||||||||

2 years fixed LVR >80% ≤90% | 4.69% | - | 5.25% | ||||||||||||||||

3 years fixed LVR >80% ≤90% | 4.89% | - | 5.26% | ||||||||||||||||

4-5 years fixed LVR >80% ≤90% | On application | - | On application | ||||||||||||||||

Standard Variable LVR >90% | - | 5.22% | 5.37% | ||||||||||||||||

1 year fixed LVR >90% | 4.69% | - | 5.32% | ||||||||||||||||

2 years fixed LVR >90% | 4.69% | - | 5.27% | ||||||||||||||||

3 years fixed LVR >90% | 4.89% | - | 5.28% | ||||||||||||||||

4-5 years fixed LVR >90% | On application | - | On application | ||||||||||||||||

FLEXILINE | |||||||||||||||||||

Standard Variable | - | 5.22% | - |

Loan Type | Fixed Rate (p.a.) | Variable Rate (p.a.) | Comparison Rate (p.a.)# | ||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|

TOPLINE HOME LOAN | |||||||||||||||||||

LVR ≤90%^ | ($100k+) | - | 4.59% | 4.61% | |||||||||||||||

LVR >90%^ | ($100k+) | - | 5.09% | 5.17% | |||||||||||||||

FLEXICHOICE HOME LOAN | |||||||||||||||||||

Standard Variable LVR ≤90%^ | - | 5.52% | 5.65% | ||||||||||||||||

1 year fixed LVR ≤90%^ | 4.89% | - | 5.59% | ||||||||||||||||

2 years fixed LVR ≤90%^ | 5.09% | - | 5.57% | ||||||||||||||||

3 years fixed LVR ≤90%^ | 5.09% | - | 5.53% | ||||||||||||||||

4-5 years fixed LVR ≤90%^ | On application | - | On application | ||||||||||||||||

Standard Variable LVR >90% | - | 5.52% | 5.71% | ||||||||||||||||

1 year fixed LVR >90% | 4.89% | - | 5.65% | ||||||||||||||||

2 years fixed LVR >90% | 5.09% | - | 5.63% | ||||||||||||||||

3 years fixed LVR >90% | 5.09% | - | 5.59% | ||||||||||||||||

4-5 years fixed LVR >90% | On application | - | On application | ||||||||||||||||

FLEXILINE LOAN | |||||||||||||||||||

Standard Variable | - | 5.52% | - |

Terms and conditions including fees and charges apply. Full details of all the relevant fees and charges, interest rates and terms and conditions are available on application. Interest rates are subject to change without notice and should be verified with your local branch.

Applications are subject to B&E's credit assessment criteria.

** ^{#}**The comparison rates are calculated on the basis of a secured loan of $150,000 over a term of 25 years.

**WARNING:** This comparison rate is true only for the example(s) given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

For full details on our products and an analysis of your personal requirements, please arrange for an appointment with one of our friendly lending staff by contacting your local B&E branch.

*Application fee waived for a limited time only for qualifying owner occupied loans where the LVR is less than or equal to 80% (including Lender’s Mortgage Insurance).

^ Topline: Loan to Valuation Ratio (LVR), including Lenders Mortgage Insurance (LMI), must be less than or equal to 90%.

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