Owner Occupied Home Loan Interest Rates

Effective 16 March 2017

Loan TypeFixed Rate (p.a.)Variable Rate (p.a.)Comparison Rate (p.a.)#
FLEXIDISCOUNT HOME LOAN
Discounted Variable  LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

 ≤80%+*
($100k+)-3.99%4.13%
Standard Variable LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

≤80%
-5.02%5.15%
1 year fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

≤80%
4.19%-5.07%
2 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

≤80%
4.19%-5.00%
3 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

≤80%
4.39%-4.98%
4-5 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

≤80%
On application-On application
Discounted Variable LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>80% ≤90
-5.02%5.15%
1 year fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>80% ≤90%
4.59%-5.11%
2 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>80% ≤90%
4.59%-5.07%
3 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>80% ≤90%
4.79%-5.09%
4-5 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>80% ≤90%
On application-On application
Discounted Variable LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>90%
-5.02%5.17%
1 year fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>90%
4.59%-5.13%
2 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>90%
4.59%-5.09%
3 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>90%
4.79%-5.11%
4-5 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>90%
On application-On application
TOPLINE HOME LOAN
LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

 ≤90%^ ($100k+)
($100k+)-4.19%4.21%
LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

 >90%^ ($100k+)
($100k+)-4.69%4.73%
FLEXICHOICE HOME LOAN
Standard Variable LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

≤80%
-5.12%5.25%
1 year fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

≤80%
4.29%-5.17%
2 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

≤80%
4.29%-5.10%
3 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

≤80%
4.49%-5.08%
4-5 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

≤80%
On application-On application
Standard Variable LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>80% ≤90%
-5.12%5.25%
1 year fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>80% ≤90%
4.69%-5.21%
2 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>80% ≤90%
4.69%-5.17%
3 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>80% ≤90%
4.89%-5.19%
4-5 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>80% ≤90%
On application-On application
Standard Variable LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>90%
-5.12%5.27%
1 year fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>90%
4.69%-5.23%
2 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>90%
4.69%-5.19%
3 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>90%
4.89%-5.21%
4-5 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>90%
On application-On application
FLEXILINE
Standard Variable-5.12%-


Residential Investment Loan Interest Rates

Effective 16 March 2017

Loan TypeFixed Rate (p.a.)Variable Rate (p.a.)Comparison Rate (p.a.)#
TOPLINE HOME LOAN
LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

≤90%^
($100k+)-4.49%4.51%
LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>90%^
($100k+)-4.99%5.07%
FLEXICHOICE HOME LOAN
Standard Variable LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

≤90%^
-5.42%5.55%
1 year fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

≤90%^
4.89%-5.50%
2 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

≤90%^
5.09%-5.49%
3 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

≤90%^
5.09%-5.46%
4-5 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

≤90%^
On application-On application
Standard Variable LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>90%
-5.42%5.61%
1 year fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>90%
4.89%-5.56%
2 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>90%
5.09%-5.55%
3 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>90%
5.09%-5.52%
4-5 years fixed LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>90%
On application-On application
FLEXILINE LOAN
Standard Variable-5.42%-

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