Home Loan Comparison
Below is a comparison of our four home loans to help you select the best one for your individual circumstances.
If you'd like to compare our home loans against another provider you may also find our online Key Fact Sheets generator helpful.
|Variable Interest Rate|
|Discount From Standard
Home Loan Variable Interest Rate
|Up to 0.58%+||N/A||0.10%||N/A|
|1 Year Introductory Rate|
|1-5 Year Fixed Rate Options~||~|
|All-in-one Application Fee^||$650^||$650^||$0^^||$650^|
|Monthly Service Fee||N/A||$10||$10||$10|
|Mortgage Offset Account||N/A|
|Additional Repayments Allowed*||N/A|
|Redraw Available (fee applies)||N/A|
|Minimum Redraw Amount||$200||$200||$200||N/A|
|Minimum Loan Amount||$100,000||$20,000||$20,000||$20,000|
|Residential Investment Loans|
Loan Saver Account
|Interest Only option available||N/A|
Things you need to know:
Terms and conditions, including fees and charges, apply to B&E home loan products. Full details are available on application.
* A Break Cost Fee may apply to fixed rate loans discharged in full or converted during a fixed rate period. The standard discharge fee applies to all home loan types.
^ $420 where no valuation is required.
^^ Standard application fee waived for a limited time only for owner occupied loans.
+ Discount from standard Home Loan Variable Rate is 0.48% p.a. for loans from $100,000 to $249,999 and 0.58% p.a. for loans $250,000 and above.
~ Discount from standard FlexiChoice fixed interest rate options (1 to 5 years) is 0.10% p.a.
‡ Each month you must pay us the amount of any interest, fees and charges debited to the loan account during the previous month. Interest is calculated daily on the loan account balance and debited monthly to the loan account on the last day of each month. In addition, you must immediately pay us any amount by which the loan account balance exceeds the amount of credit. FlexiLine is available for personal, domestic or household use or for investment in residential property. Applications are subject to B&E's credit assessment criteria. Minimum FlexiLine limit is $20,000.