Savings Accounts
We have several different savings accounts tailored to suit your banking needs, no matter what they are. Our savings accounts all have a range of options which you can add to enhance your account flexibility, and can be accessed via Telephone Banking and Internet Banking, providing you 24*7 banking services worldwide. B&E also has a range of savings and term investment products which are available for your Self- Managed Superannuation Fund, these include our iCash Management Account, Extra Saver Account, Easi Saver Account, Pension Saver Account, Basic Saver Account and Term Investment Accounts.
Table of Features
| Account Type |
Access Card
|
VISA Debit Card
|
Cheque Book
|
Passbook
|
Statement
|
| Basic Saver |
YES
|
NO
|
NO
|
YES
|
YES
|
| Pension Saver |
YES
|
YES
|
YES
|
YES
|
YES
|
| Christmas Saver |
NO
|
NO
|
NO
|
YES
|
NO
|
| Extra Saver |
YES
|
YES
|
YES
|
YES
|
YES
|
| Loan Saver |
YES
|
YES
|
YES
|
NO
|
YES
|
| Easi Saver |
YES
|
YES
|
YES
|
NO
|
YES
|
| Bizzi Saver |
YES
|
NO
|
NO
|
NO
|
YES
|
| Loaded Saver |
YES
|
NO
|
NO
|
NO
|
YES
|
| Serious Saver |
NO
|
NO
|
NO
|
NO
|
YES
|
| icash |
NO
|
NO
|
NO
|
NO
|
YES
|
Our Basic Saver account is a straight forward savings account that offers standard transaction banking, and helps you achieve your savings goals.
Features
-
B&E Access Card Available
-
B&E Passbook Available
-
No minimum opening account balance
-
Accessible via B&E Telephone Banking
-
Accessible via B&E Internet Banking
-
BPAY Available
-
Bank@Post Available - (If a card is linked to the account)
- Available for your Self-Managed Superannuation Fund.
Our Pension Saver account is tailor made for the needs of pensioners and retirees, offering a competitive interest rate for a transaction based account, with access to many electronic banking features for the more 'adventurous' retiree.
Features
-
B&E Access Card Available
-
B&E VISA Debit Card Available
-
B&E Passbook Available
-
B&E Cheque Book Available
-
No minimum opening account balance
-
Accessible via B&E Telephone Banking
-
Accessible via B&E Internet Banking
-
BPAY Available
-
Bank@Post Available - (If a card is linked to the account)
- Available for your Self-Managed Superannuation Fund.
With a B&E Christmas Saver, Christmas is easy. Simply save throughout the year via regular deposits, or better still have some of your salary automatically transferred into the Christmas Saver, then from 1 November, until 31 December, you can access your Christmas savings and know you wont be caught short this Christmas.
Features
-
B&E Passbook Available
-
No minimum opening account balance
-
Accessible via B&E Telephone Banking*
-
Accessible via B&E Internet Banking*
-
BPAY Available*
* Withdrawals are only permitted during November and December.
Designed with the serious saver in mind, B&E's Extra Saver account can help you achieve your saving goal. If your saving for a holiday, new car, or even deposit for a house this is your account! Plus it has all the features you'd expect from a top of the line savings account.
Features
-
B&E Access Card Available
-
B&E VISA Debit Card Available
-
B&E Passbook Available
-
B&E Cheque Book Available
-
$1,000 minimum opening account balance
-
Accessible via B&E Telephone Banking
-
Accessible via B&E Internet Banking
-
BPAY Available
-
Bank@Post Available - (If a card is linked to the account)
- Available for your Self-Managed Superannuation Fund.
The B&E Easi Saver, is our very flexible everyday transaction account, offering all the features you need in day to day banking.
Features
-
B&E Access Card Available
-
B&E VISA Debit Card Available
-
B&E Cheque Book Available
-
$200 minimum opening account balance
-
Accessible via B&E Telephone Banking
-
Accessible via B&E Internet Banking
-
BPAY Available
-
Bank@Post Available - (If a card is linked to the account)
- Available for your Self-Managed Superannuation Fund.
Specially designed to cut years off your home loan and save thousands of dollars in repayments, whilst still maintaining full access to your funds.
The Loan Saver is like an everyday savings account, except that every dollar in your account is 100% offset against your B&E Loan balance. You will still enjoy all of the normal optional features such as Cheque Book, Access Card or VISA Debit Card, Internet Banking, Telephone Banking etc. It’s tax effective too, as the notional interest earned on your Loan Saver Account is deducted from the interest payable on your B&E Loan, and is therefore not taxable.
So, the more money you have deposited in your Loan Saver Account, and the longer you leave it deposited for, the less interest you will pay on your B&E Loan.
You must have an eligible B&E Home Loan to apply.
Features
-
100% offset for the entire life of your loan, including the fixed interest period.
-
B&E Access Card Available
-
B&E VISA Debit Card Available
-
B&E Cheque Book Available
-
Accessible via B&E Telephone Banking
-
Accessible via B&E Internet Banking
-
BPAY Available
-
Bank@Post Available - (If a card is linked to the account)
Kids - Want to start your own savings account? Lots of competitions and prizes throughout the year. Why not get started today with a Bizzi Saver.
Features
-
B&E Access Card Available - (Only available to clients 13 years of age and over)
-
$2 minimum opening account balance
-
Restricted to clients aged 4 to 18 years of age
-
Accessible via B&E Telephone Banking
-
Accessible via B&E Internet Banking
-
BPAY Available
-
Bank@Post Available - (If a card is linked to the account)
Kids - Want to start your own savings account? Lots of competitions and prizes throughout the year. Why not get started today with a Loaded Saver.
Features
-
B&E Access Card Available - (Only available to clients 13 years of age and over)
-
$2 minimum opening account balance
-
Restricted to clients aged 4 to 18 years of age
-
Accessible via B&E Telephone Banking
-
Accessible via B&E Internet Banking
-
BPAY Available
-
Bank@Post - (If a card is linked to the account)
Serious about saving? We’re serious about helping.
Now you can earn an explosively high interest rate without depositing thousands of dollars. It’s simple – it’s B&E Personal Banking’s Serious Saver.
It’s a serious kind of savings account - one that helps you resist the temptation of making withdrawals, whilst encouraging you to make regular monthly deposits. To top it all off, we’ll reward your serious saving with a seriously impressive interest rate, paid monthly.
Features
- Seriously high interest rate
- Interest calculated daily, paid monthly
- Low monthly deposit
- At call
- For full details click here
The B&E icash management account is our high interest bearing at call account for amounts of $5,000 or more. (Note: Also self managed superannuation funds are eligible to apply.)
Features
-
At call access via B&E Internet Banking
-
At call access via B&E Telephone Banking
-
BPAY available
-
Branch deposits available
-
$1.00 minimum account opening balance and no ongoing minimum account balance
-
For full details click here
- Available for your Self-Managed Superannuation Fund.
For advice on any of our savings products, or to simply discuss your options, come and see us at your local B&E branch, or give us a call.
For more details on the above products, download our savings accounts brochure.
*Full details of all relevant fees and charges, interest rates and terms and conditions are available on application.
To find out more about a B&E Home Loan, come in and see your friendly Manager at your local B&E branch or call to make an appointment.
Please note that the information contained in this website is general information only and does not take into account the investment objectives, financial situation and particular needs of any particular person. Before making any investment decisions (including any decisions made on the basis of this information) you need to consider, or seek advice on, whether the information is appropriate in light of your particular investment needs, objectives, and financial circumstances. B&E recommends you read the Product Disclosure Statement before acquiring the product.