Personal Loan Interest Rates

Effective 1 October 2013

LoanVariable Rate (p.a.)Comparison Rate (p.a.)#
Car Personal Loans (Secured)
New car (4 years or under) 9.95% 10.38%
Used car loan (over 4 years old) 11.70% 12.14%
Personal Loans (Unsecured)
General Purpose Loan 13.99% 14.44%
Personal Loans (Secured by Residential Real Estate*)
Secured Personal Loan 8.69% 9.12%
 
Things you need to know

Terms and conditions including fees and charges apply. Full details of all the relevant fees and charges, interest rates and terms and conditions are available on application. Interest rates are subject to change without notice and should be verified with your local branch.

Applications are subject to B&E's credit assessment criteria.

Minimum loan amount $3,000.

*Available to B&E home loan clients.

#The comparison rates are calculated on the basis of a loan of $30,000 over a term of 5 years.

WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate, but may influence the cost of the loan.

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