Personal Loan Interest Rates

Effective 15 May 2013

LoanVariable Rate (p.a.)Comparison Rate (p.a.)#
Personal Car Loans (Goods Security Agreement)
New car (3 years or under) 10.95% 11.39%
Used car loan (over 3 years old) 12.70% 13.15%
 SPECIAL OFFER - Valid until 30 June 2013 ^
New car (3 years or under) 8.95% 9.38%
Used car loan (over 3 years old) 10.70% 11.14%
Personal Loans - General
All Other Purpose Loan 14.25% 14.70%
Debt Consolidation Loan 15.25% 15.71%
 SPECIAL OFFER - Valid until 30 June 2013 ^
All Other Purpose Loan 12.25% 12.69%
Debt Consolidation Loan 13.25% 13.70%
Personal Loans (Secured by Residential Real Estate*)
Secured Personal Loan 8.69% 9.12%
^ SPECIAL OFFER: Interest rate discount valid for applications approved prior to 30 June 2013. B&E reserves the right to withdraw this offer at any time. Standard terms and conditions, including fees and charges, apply.
Things you need to know

Terms and conditions including fees and charges apply. Full details of all the relevant fees and charges, interest rates and terms and conditions are available on application. Interest rates are subject to change without notice and should be verified with your local branch.

Applications are subject to B&E's credit assessment criteria.

Minimum loan amount $3,000.

*Available to B&E home loan clients.

#The comparison rates are calculated on the basis of a loan of $30,000 over a term of 5 years.

WARNING: These comparions rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate, but may influence the cost of the loan.

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