Interest Rates
Home > Interest Rates > Personal Loan Rates

Personal Loans Interest Rates Print

EFFECTIVE 19 MAY 2010

Personal Loans

Variable Rate
(p.a.)

Comparison Rate
(p.a.)

Personal Car Loans (Bill of Sale)
New Car (3 years or under)
10.95%
11.06%*
Used Car Loan (over 3 years old)
12.70%
12.81%*

Personal Loans - General
All Other Purpose Loan
14.25%
14.72%#
Debt Consolidation Loan
15.25%
15.72%#

Personal Loans Secured by Residential Real Estate
Secured Personal Loan
9.69%
9.80%*

*Comparison Rate calculated on a loan amount of $50,000 over a term of 7 years. #Comparison Rate calculated on a loan amount of $20,000 over a term of 4 years.

Full details of all the relevant fees and charges, interest rates and terms and conditions are available on application. Interest rates are subject to change without notice and should be verified with your local branch.

WARNING: The above comparison rates apply only to examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers or loan offset accounts, are not included in the comparison rate, but may influence the cost of the loan. For full details on our products, and an analysis of your personal requirements, please arrange for an appointment with one of our friendly lending staff by contacting your local B&E branch.