Apply for a loan 24/7 with B&E
You can apply online for a B&E Housing Loan or B&E Personal Loan 24/7, its quick and easy, and you don't even have to be an existing customer of B&E.
Who Can Apply?
There are some simple guidlines as to who can apply on-line. You can apply if you:
- Are Over the age of 18.
- Are a resident of Tasmania.
- Are not currently or have never been Bankrupt.
- Have a good credit history.
- Are applying in the name of 1 or 2 individuals (for Business Loans, please call us on 1300 306 716).
- Are able to attend one of our 9 branches statewide for signup and id verification.
If you do not meet the above criteria, we may still be able to help, simply call 1300 306 716 to discuss your needs with one of our specialist lending staff.
What Happens when I Apply?
Once you submit your 24/7 loan application, one of our specialist lending staff will begin the assessment of your application based on the information you have provided. They will then contact you within 48 hours to advise the outcome or to seek additional information that we require before proceeding further. If your application is approved, we will arrange for loan contracts and security documentation (where necessary) to be forwarded to your nominated branch. The branch will then contact you to arrange an appointment for you to sign the loan contract and provide any additional information we may require such as id verification or information to satisfy approval conditions.
What Other Information May be Required?
Approval conditions will include the provision of original documentation such as:- Where you have not already provided identification details to B&E, those items necessary to meet the 100 point identification check under the Cash Transactions Report Act (such as birth certificate, passport, driver's licence, credit card, Medicare card etc).
- Evidence of income in the form of a current payslip (with at least 3 months year to date income) or your most recent group certificate or a letter from your employer on business letterhead confirming your salary arrangements. (For applications from self-employed applicants or to construct a house, additional information will be sought at the outset as mentioned above.)
- Where finance is sought to refinance other debt/s, evidence of those debt/s in the form of 6 months statements for home or commercial loans and 3 months for other loans (such as personal loans or credit cards).
What Else Should I Know?
Before you apply on-line you should familiarise yourself with the following information.
For housing loan applications:
- Housing Loan Comparison Rate Schedule
For personal loan applications:
- Personal Loan Interest Rates
- Personal Loan Comparison Rate Schedule
Apply Now:
24/7 Home Loan Application
24/7 Personal Loan Application